Tom has over 25 years’ experience in private client financial services, working at some of the largest financial institutions in the world, including Bank of America, Standard Life Assurance Company, and the Royal Bank of Scotland.

Over the course of his career Tom has worked as an Expat financial adviser in Portugal, Hong Kong, Frankfurt, Dubai, Geneva, Dublin, Sydney, and has excelled in providing stock analysis, portfolio management and private client investment advice.

In 2004 Tom set up Forth Capital, which now has global hubs in Edinburgh, Geneva, Sydney, Hong Kong, Houston and Dublin, providing financial planning, wealth management and pensions advice to over 1000 clients across 53 countries.

In addition to his UK Regulatory exams, Tom has been assessed and approved as ‘Fit and Proper’ by the Regulatory Authorities in Ireland and in the UK under the Senior Managers & Certification Regime (SMCR).

Tom has written extensively for various publications and has been listed as one of the Top 100 Most Influential Individuals in the Industry by 'International Adviser' Magazine.