Guide To UK Pension Transfers

In April 2006, the UK government announced that anyone with a personal or occupational UK pension fund who leaves or intends to leave the UK [becoming non-resident for tax purposes] would be able to transfer their retirement savings to a more appropriate international pension scheme.

Transferring your UK pension to an international scheme can have a significant impact on the tax you pay, when you can access your pension benefits, the lump sum value you’re able to withdraw, and how your family can benefit from your pension funds, so it’s important to understand your options and take expert advice, to ensure that you can make an informed decision about your UK pension.

This guide will give you an overview of the transfer options available, but it does not replace the need for expert financial advice. Our detailed understanding of UK and international pensions and our international licenses mean that our dual-qualified advisers can provide you with clarity and simplicity, helping you to cut through the complexity and potential pitfalls of optimising your pension funds and benefits, wherever you are in the world, and wherever you choose to retire.