An offshore investment could be the ideal way for you to enhance your finances if you’re an expatriate living overseas and meet your home country’s non-residency requirements. Investing is a particularly good option if you find yourself with a little extra income that you want to save or you’ve got savings already that aren’t enjoying the growth you hoped for.
Our expert team of financial advisers here at Forth Capital have a wealth of knowledge and experience when it comes to helping expats with their investments. Our team can advise you on all aspects of your investments, including helping you review your income, current saving plans, and pension contributions. The team are also experts at international tax regulations, so are perfectly placed to offer advice on such matters.
When you choose Forth Capital, you will benefit from intelligent, no-obligation advice that is tailored to your specific situation and needs. We have been dedicated to helping our customers since we opened our doors in 2004 and that won’t ever change. Our goal is to help you achieve your financial goals, so get in touch and let us advise you today.
What are the benefits of offshore investments?
In general, investment offers better returns long-term than storing a lump sum in a savings account. This is particularly the case at the moment due to the low-interest rate we are currently seeing. Although, when you choose to invest, your capital is at risk so you may be impacted by dips in the market as well as peaks. As a result, investment is mainly better for long-term plans where there is time for your fund to recover from any dips. Our expert team will also work with you to create a portfolio that reflects your approach to risk, so you’re comfortable with how, where and when you invest.
One of the main benefits of offshore investment is that your money may not be subject to the same tax regulations as it would be if you invested it using a different method. You may find that you pay substantially less tax and can enjoy even greater returns on your investment. How your investment will be taxed is dependent on many factors, including where the money is invested and how much you are investing. Our professional advisers will be able to discuss the tax implications for your investments and personal circumstances in more detail.
Diversification and risk management
Another benefit of offshore investments is the opportunity to diversify your portfolio. This is because offshore investments typically allow you access to a much wider range of investment opportunities. Working with your dedicated financial adviser, you can choose where to invest your money and spread it across different opportunities as you see fit. Not only does this allow you to invest in areas that you have a particular interest in, but it also minimises the risk of your investments by allowing you to spread your money across several industries and countries. This means that should one particular industry or area experience volatility and dip in value, you have other investments in other areas that haven’t experienced the same event.
Freedom and flexibility
Many offshore investment opportunities are specifically designed with an international outlook, making them suited to the needs and lifestyle of expats. Some are even designed specifically for expats with features to help people in these circumstances. As a result of the international nature of these investments, you’ll be able to continue managing your finances without too much hassle should you choose to relocate again for work or retirement. Although, of course, if you choose Forth Capital you’ll be supported by a dedicated and professional financial adviser who can assist you with complicated situations, such as relocation.
How can Forth Capital help?
Forth Capital expert advisers will be able to help you make the most of your money by exploring the different investment opportunities available to you. Since we opened our doors in 2004, we have offered intelligent, effective advice that has enabled countless people to achieve their financial goals. Our expertise means we can help you look at the long-term picture to achieve your future targets and suggest ideas that you may not have previously considered.
Here are just a few of the most common questions we can answer and services we can provide should you choose us:
– Where should I invest for the most tax efficiency?
– What offshore deposit rates should I be expecting?
– How can I access institutional investment funds?
– Do I need an overseas bank account to invest abroad?
– What type of investments should I be considering?
Contact Forth Capital today
If you’d like to know more about our offshore investment services and how we can help you maximise your wealth, contact us today. A member of our team will be more than happy to discuss your goals and how we can help you achieve them.
We can also advise on a wide range of other financial services, including expat pensions. Speak to us today to see how else we can help you.